H. B. 2970

(By Delegates Michael, Beane, L. White,

Amores, Staton, Angotti and Beach)

[Introduced March 22, 2001; referred to the
Committee on Banking and Insurance then the Judiciary.]

A BILL to amend article six, chapter thirty-three of the code of West Virginia, one thousand nine hundred thirty-one, as amended, by adding thereto a new section, designated section thirty-one-f, relating to exempting excess or umbrella policies of insurance from having to offer, provide or make available uninsured and underinsured motorist coverage.

by adding thereto a new section, designated section thirty-one-f, to read as follows:
ARTICLE 6. THE INSURANCE POLICY.

§33-6-31f. Uninsured and underinsured motorists' coverage not required to be offered on umbrella or excess policies, or on policies not written to cover a specifically insured motor vehicle.

Insurers issuing or providing liability policies that are of an excess or umbrella type, or that include excess or umbrella coverages, or which are not written to cover a specifically insured motor vehicle, are not required to offer, make available, or provide uninsured or underinsured motor vehicle coverage on such policies, notwithstanding any other provisions of this article.

NOTE: The purpose of this bill is to exempt umbrella and excess insurance policies, and policies not written to cover a specifically insured motor vehicle, from having to offer, provide or make available uninsured and underinsured motorist coverage.

Strike-throughs indicate language that would be stricken from the present law, and underscoring indicates new language that would be added.